PTPK Education Loan Application Process
【STEP 1 】
Please select your course (Makeup / Nail Course ) and confirm the intake date at least 30 days before the course commencement.
【STEP 2 】
Submit the application form for preliminary review.
-Please contact us via WhatsApp to obtain the application form.
019 590 8891 KUMIKO
【STEP 3 】
Once approved, applicants are required to submit additional documents (for both the applicant and the guarantor), complete the consent form, and register a CIMB bank account.
Agreement Form Signing
The academy will provide the original consent form to you. The form must be signed by the applicant, guarantor, and the Member of Parliament . Once all signatures are completed, please return the original copy to the academy.
CIMB Bank Account Opening
Both existing and non-existing users are required to open one bank account. We will provide all necessary documents to make the account opening process easier for you.
【STEP 4】
Done. Ready to start your course !
PTPK Repayment Information
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Repayment will officially begin six months after course completion, on a monthly installment basis.
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The repayment period can be up to 120 months, and payments will be made via CIMB bank transfer.
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Alternative payment methods are also available, including 7-Eleven counter payment and e-wallet transfer (Touch ’n Go eWallet) for added convenience.
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The actual loan amount will be clearly stated in the consent form.
Frequently Asked Questions (FAQ)
- Q1: Can I apply if my guarantor does not have a salary?
Ans : Yes. The academy will assist by issuing a supporting letter, and you will be required to have it signed and certified by a Commissioner for Oaths (Pesuruhjaya Sumpah).
- Q2 : My current residential address is different from the address on my IC. Can I still apply?
Ans : Yes. The academy will assist by issuing a letter to verify your current residential address.
- Q3 : Is there any interest charged for loans applied in 2025?
Ans : No interest is charged. However, PTPK imposes a Sumbangan Takaful fee.
- Q4 : Who can be my guarantor?
Ans : Parents, siblings, or your partner may act as your guarantor.
The guarantor must be between 21 and 50 years old.
- Q5 : How much is the monthly repayment amount?
Ans : The monthly repayment amount varies depending on the course.
If your financial situation allows, you may increase the monthly repayment amount to settle the loan earlier.